London ARU Grant Check Check your route

London ARU guide

$20,000 Vs $45,000 London ARU Grant: Which Path Fits?

The larger amount is not automatically the better path. Compare affordability, ownership, unit, timing and repayment commitments before asking the City about a specific stream.

Reviewed 2026-07-20 · Independent information, not City approval

Run The Property Screen
Decision guide

Check the property before you spend on plans

Use the lot, funding, rent-cap and servicing screens to decide whether the next step should be design work, a builder conversation or more research.

  • Check the address
  • Compare funding agreements
  • Confirm the rent math
  • Budget the hidden costs

Current funding paths

Compare London’s ARU grants and separate loan

Verified July 20, 2026. This independent summary is not an approval or City application.

PathMaximumRent ruleCommitment / repayment
ARU Construction Grant $20,000 No rent cap stated; rental commitment applies 10-year rental commitment. Registered as a forgivable loan; forgiven after the compliant 10-year term.
Affordable ARU Construction Grant $45,000 Rent at or below 100% of applicable CMHC Average Market Rent 10-year rental and affordability commitment. Registered as a forgivable loan; forgiven after the compliant 10-year term.
Indigenous ARU Construction Grant $45,000 No rent cap stated; rental commitment applies 10-year rental commitment. Registered as a forgivable loan; forgiven after the compliant 10-year term.
New-home ARU Construction Grant $20,000 Confirm the current agreement terms with City staff Permit, construction and occupancy milestones apply. Grant conditions and lien discharge depend on compliant completion.
Additional Residential Unit Loan $45,000 No affordability rent cap stated 108 monthly payments begin one year after the advance. Repayable loan.

Eligible permit-fee support currently targets permits issued by September 7, 2026, subject to funding, location and City confirmation.

Interactive funding screen

Find the ARU funding path to ask the City about

Get a useful preliminary route before sharing contact information.

The $20,000 Construction Grant

This route can serve eligible ARUs without the affordable-stream rent cap, while still requiring the City's agreement and rental commitment.

The $45,000 Affordable Grant

This higher grant is tied to the applicable CMHC Average Market Rent and a long affordability commitment. Model the capped rent and total project cash needs before choosing it.

Other $45,000 Paths

The Indigenous construction grant has different audience and rent treatment, while the Additional Residential Unit Loan is repayable. Similar maximums do not make the agreements interchangeable.

FAQ

Common questions, answered plainly

Can I choose the $45,000 grant only because it is larger?

The project and applicant must fit the applicable agreement, including affordability or audience requirements. Confirm the path with City staff.

Check The Site Next

Funding does not make an unsuitable property buildable.

Run The Property Screen

Next checks

01 Application Checklist Build a saved, printable City application file. 02 ARU Loan Funding Paths Compare London's ARU loan, grant, rent-cap, timing, and cash-flow screens. 03 CMHC Rent Cap Calculator Model the 1-bedroom and 2-bedroom rent caps before relying on the loan. 04 London ARU Grant Guide Compare the current grants and separate repayable loan before you spend on drawings.